Helpful tips to save money

Money Saving Expert's cost of living survival kit


MoneyHelper can help you find out about the benefits you might be entitled to. You can also access free guides and tools to help with the cost of living. 

Students and financial education

Financial information for students on how to manage your money, discounts on council tax, stretching your student loan, and more. 

You can also download the financial education textbook Your Money Matters for free. 

Help with travelling to work

If you are seeking work and training across the West of England and meet certain criteria, you could have access to discounts to help you with travel.

Loan shark support

Stop Loan Sharks investigates and prosecutes illegal money lenders and provides support for borrowers in the UK. 

If you have borrowed from a loan shark or are worried about someone else, they can provide help and support.

How to safely use credit and buy now pay later schemes

Credit and buy now pay later are quick, easy, and can be a useful way to help spread costs. They can become a problem though if you are not able to repay what you have borrowed.


If you find you are not meeting loan payments or using credit to pay for essential items like food, Money Helper has advice and guidance.

Buy now pay later

Buy now pay later is a form of borrowing and you need to think carefully about how you are going to repay what you owe.

Money Helper has useful information about what you need to know before you use buy now pay later to borrow money.