Money matters - 0-5 years

On this page you will find information, advice and resources relating to financial support for parents of children aged 0-5.

Maternity support

If you have recently had your first baby or adopted a child and don't have any other children aged under 16 you may be able to claim a Sure Start Maternity Grant. This is a one-off payment of £500 to help you with the costs of a new child.

You can get financial help when having a baby or adopting.  The government website provides information on what you may be entitled to.

The Healthy Start scheme can help towards the cost of buying healthy food, milk and formula milk.

North Somerset has a nappy library where you can borrow reusable nappies from some of our libraries.

If your child is aged two and you receive certain benefits, then your child may be entitled to 15 hours of childcare a week. You can apply via our website using the link below.

Working families can get 30 hours of funded childcare for a child from the age of nine months old. The Childcare Choices website can help you find out what your child is entitled to.

Foster carers

If you're a foster parent of a child aged nine months to four years old, you can claim Free Childcare for Working Parents, as long as: 

  • you're in paid work outside your fostering role 
  • your adjusted net income is under £100,000 

To apply, speak to your social worker.

Other help

If you're struggling with money, please see our cost of living advice and guidance information

Other organisations that can offer help include: 

  • North Somerset Citizens Advice service 
  • National Debtline is a national telephone helpline for people with debt problems. Telephone 0808 808 4000, Monday-Friday 9am-8pm, Saturday 9.30am to 1pm 
  • MoneyHelper: Government help if you can't pay your mortgage
  • if you're struggling to meet your mortgage repayments, you might be able to sign up for the Mortgage Rescue scheme, Support for Mortgage Interest, or other government benefits that might boost your income  
  • all energy firms will have schemes to help people who are struggling to pay their bills; contact your local provider as soon you think you might miss a payment 
  • Wessex Water offers help to people who are struggling to pay their water bill
  • StepChange is a national charity that can provide advice and support. They are a non-profit service and their advice is free to help you get your finances back on track. Telephone 0800 138 1111, Monday to Friday, 8am to 8pm, Saturday 8am to 4pm 
  • Debt Advice is a charity offering free confidential advice on any aspect of debt: telephone 0800 043 4050 
  • PayPlan offers phone and webchat services: telephone 0800 280 2816, Monday to Friday, 8am to 8pm, Saturday 9am to 3pm 
  • Turn2us: you can work out what benefits you are entitled to via their online calculator